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In 3 months I discovered I was spending $180/month on delivery. Cut it in half and channeled the rest into savings. I already have $1,000 I didn't have before.
Plain Wallet is the complete spreadsheet template that organizes expenses, savings, and goals — works in Excel, Google Sheets, and Numbers.
October 2026 · Updated 2 minutes ago
Excel view · Also works in Google Sheets and Numbers
One-time payment · No subscription · Lifetime access
What's included:
One-time payment of $19. Instant email with the download link. No subscription, no recurring charges, ever.
Works natively in Excel, Google Sheets, and Apple Numbers. No installation, no account needed. Open and you're ready.
Enter your income, log your expenses. The dashboard updates automatically. No formulas to write, no setup required.
If any of these statements feel familiar, Plain Wallet was made for you.
The month ends and the balance is zero. But where did it go? Without tracking, it's impossible to know.
You've tried building your own, but the formulas confuse you or you lose motivation by week 2.
They want your bank login, show ads, and charge expensive subscriptions. You don't trust them.
Without visible goals and clear methods, savings are always "whatever's left" — and there's never anything left.
Every part is designed to work together. You add an expense, and the rest updates automatically — charts, goals, projections.
See your income, expenses, balance, and top spending category instantly. Everything automatic — just log your transactions.
Pre-defined categories adapted for everyday life: Housing, Utilities, Groceries, Transport, Healthcare... Fully customizable for your needs.
Set goals (e.g., save $5,000 in 12 months) and the template calculates how much to save monthly. See visual progress in bars.
Dedicated tracker for all monthly and yearly subscriptions. On average, you'll find $35/month in services you no longer use.
Set your target (3-6 months of expenses) and the template shows how much is left and when you'll reach it at your current pace.
You get a single .xlsx file that opens natively in Excel, Google Sheets, and Apple Numbers. No app to install. No platform lock-in.
We'd rather lose a sale than disappoint a customer. Read before you buy.
In 3 months I discovered I was spending $180/month on delivery. Cut it in half and channeled the rest into savings. I already have $1,000 I didn't have before.
I bought several spreadsheets before this one. By far the most complete and easy to use. Support replies in hours.
I'm a freelancer and never had control over what I made versus spent. In 6 weeks I realized I was undercharging. Raised my rates.
The forgotten subscriptions detector paid for the template in a week — found 3 services I was paying for without using.
My husband said tracking finances was "boring". I showed him the dashboard, and now he's the one logging expenses. I gained an ally.
I tried YNAB, Money Lover, several apps. Too complicated. This spreadsheet is simple, beautiful, and clear. Hit the spot.
One page. The 50/30/20 system explained, a real example with $3,000 monthly income, and 5 quick wins that save $200+/month. Print it. Stick it on your fridge.
Type your email. Get the PDF in 60 seconds. Plus occasional money tips. Unsubscribe whenever.
Or in 30 days you could be exactly where you are today. The difference is a $19 decision.
Get Plain Wallet for $19 →14-day guarantee · Lifetime access · Free updates